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RIsk – Loud and Raw http://loudandraw.com Moving Forward Wed, 12 Sep 2012 18:10:05 +0000 en-US hourly 1 https://wordpress.org/?v=6.1.1 Mall parking experience http://loudandraw.com/archives/1456 http://loudandraw.com/archives/1456#respond Thu, 06 Sep 2012 17:30:05 +0000 http://loudandraw.com/?p=1456 Share

Just a while ago, I went to SM Molino to wander off and most importantly to shop for useful stuffs and revive my unused year old printer. So there I drove for about ten short minutes from our home and went straight to the hypermart. While on my way to the parking lot, I noticed the guards who were on duty inspecting the vehicle in front of me. This by the way is a so-called security check using some sort of inspection tools. So there, what they did was requested the driver in front of me to stop the vehicle and open his rear trunk. They circled around with that mirror –  inspection tool to check the.. umm… chassis perhaps, a bomb might be carelessly inserted there? Also, they just took a glimpse on the trunk and not properly conducted a thorough security check. What if that man hid a bomb or drug under his seat? These security measures are surely not enough – come on!

Then came my turn, I stopped beside these guards and waited for them to circle around the suv and check my vehicle but voila, they just waived and let me through in seconds. Realization? the car in front of me, the vehicle I am driving and the other vehicles that come and go to SM Molino were and are not being properly checked unless they have some sort of magnetic inspection tools or xray devices and not just a mirror sticking out of a stick. By the way, if used properly these mirrors will serve the user well but based on my observation everytime I park at these malls, they inspect in that manner with such consistency that as I may now think that they are trained to simply know what the driver is thinking, where the explosives are hidden and so on. Super human skills I guess!

I would rather request them to upgrade their inspection tools to something, magnetic, equipped with sensor, lights and something more telescopic that will serve a trained eye perfectly well but then again, I guess that they prefer to use their super human skills aided by their magic wands ( LOL )to squeeze the truth behind closed windows at all.

 

 

 

By the way, the first photo above is a lighted inspection mirror and the one below that is a telescopic handle inspection mirror. I just wish that they are using these and not those unconvincing tools they currently have. I forgot to take a photo of the actual inspection though.

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Business Liability Insurance http://loudandraw.com/archives/1342 http://loudandraw.com/archives/1342#respond Sat, 07 Jul 2012 02:44:26 +0000 http://loudandraw.com/?p=1342 Share

Owning a business is not an easy task, so much for dealing with external customers that come and go. Although the perks are high, but every perk can have it’s risk. In fact, this is everywhere and just waiting for the worst possible time. Speaking of worst cases, a public liability is a real pain and owning a business, this can be quite a battle. So how do you protect your investments? Get a Business Liability Insurance to cut it short. This will indemnify you on possible risks to your external customers and may also protect your neighboring establishment from some accident that who knows when. Every country has its coverage but they all follow just a few rulings to keep it universal. What is making a difference in liability insurance? The price of course when availing one so it can be quite confusing some times especially on the first time. So how to deal with this? Know your own business, your assets the nature and what your are in the market. Know your exposure and consult someone with the knowledge of insurance handling and then ask various connections on business liability insurance quotes so comparing prices and coverages will be an easy task.

The thing is, accidents may happen anytime. The worst if the public, community or customers you are dealing with stumbled into one and simply the fault of your business. Paying  few hundreds for an insurance in exchange of indemnifying your account is the real deal.

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